The Mega-Sena takes place this Wednesday (13), with a prize estimated at R$ 3.5 million.
At the request of CNNMichael Viriato, strategist at Casa do Investidor, carried out a survey showing how much an investment of the full value of the prize yields, considering.
Savings still have the “lowest” return, both in the short and long term: in one month, the investment would yield around R$21 thousand and, after one year, the gain would be R$261 thousand.
The best option would be in CDBs from medium-sized banks, considering a remuneration of 110% of the CDI.
In this case, the same R$3.5 million would yield R$27 thousand in one month and R$354 million in one year.
The survey presents the gains in percentages and in reais from savings, Tesouro Direto (considered the post-fixed security, the Treasury Selic), CDBs and DI funds, which follow the CDI and the Selic rate.
The accounts already consider net income, that is, deducted from the Income Tax that is levied on the gains. Only savings are free of charge.
The simulation considers a management fee of 0.5% for DI funds and 0.2% for Treasury Selic, although the charge varies between funds and brokers.
The Mega-Sena draw will be held at 8pm, at Espaço da Sorte, in São Paulo, and will be broadcast live on Caixa’s social networks.
