First of all, let’s start preparations as early as possible, and above all let’s prepare a shopping list. Thanks to this, we will know what we need and avoid unplanned, sudden and unnecessary expenses. We can also buy some food products in advance, which will be at a really good price at a given moment and can be stored for a longer time or frozen.
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The second way is somehow connected to the first. It’s about budget planningthat we have to release. We can prepare a basic version – covering only groceries, or extend it to other elements, including Christmas gifts. This helps us keep our money in check during this extremely difficult time of year. Let’s also remember that taking out a loan to spend the holidays is not a good idea.
Let’s think carefully about the issue of food, or more precisely, its quantity. In most cases, we prepare too much of it for the holidays. So maybe it’s worth making a slightly smaller portion of the vegetable salad, reducing the number of types of herrings or dumplings from a dozen or so to just a few, and giving up preparing a dish that no one usually eats anyway, and we prepare it out of sentiment. In this way, we will save money on shopping, electricity and gas, and also, and perhaps even above all, we will save our valuable time.
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The fourth way is directly related gifts. Let’s adopt the principle – quality, not quantity. Instead of buying a dozen or so small items, let’s choose one specific gift. This will certainly be an extremely ecological approach, but also… it may turn out to be cheaper. If we prepare a list of gifts in advance and take advantage of a good promotion, such as Black Friday, we can really save a lot.
The last, fifth way concerns an issue that many people may ignore in general financial expenses, i.e decorations. And that’s a big mistake. Buying many new decorations every year can be a real burden on our pre-Christmas budget. So let’s check in advance whether we can use last year’s products or prepare Christmas decorations ourselves. It will be a cheaper solution, the preparation of which will give us a lot of pleasure.
