Workers with an FGTS birthday withdrawal can withdraw part of the balance on specific dates in 2025, depending on their month of birth.
Workers who chose the birthday withdrawal method have the opportunity to withdraw part of the balance on specific dates, which vary depending on the month of birth. The period available to make withdrawals is two months and withdrawals are not permitted at other times of the year. It is important to understand the distinctions between the two FGTS withdrawal methods. In withdrawal-termination, workers who are dismissed without just cause can withdraw the total amount available in their account, including the termination fine, when applicable. On the other hand, the birthday withdrawal is an option that allows the worker to withdraw a fraction of the balance annually, in the month of their birthday. If he is fired, he will only be able to access the value of the termination fine.
Those who opt for the birthday withdrawal have the possibility of returning to the withdrawal-termination modality through the “FGTS” application. This change will only be effective 25 months after the request, as long as the worker has not anticipated the amounts to which he or she is entitled. The calendar for the birthday withdrawal in 2025 is organized by month of birth.
See the birthday withdrawal calendar in 2025:
- Born in January – withdrawal from January 2nd to March 28th;
- Born in February – withdrawal from February 3rd to April 30th;
- Born in March – withdrawal from March 3rd to May 30th;
- Born in April – withdrawal from April 1st to June 30th;
- Born in May – withdrawal from May 2nd to July 31st;
- Born in June – withdrawal from July 1st to September 30th;
- Born in August – withdrawal from August 1st to October 31st;
- Born in September – withdrawal from September 2nd to November 29th;
- Born in October – withdrawal from October 1st to December 30th;
- Born in November – withdrawal from November 3rd to January 31st, 2026;
- Born in December – withdrawal from December 1st to February 28th, 2026.
The amount that can be withdrawn in the birthday withdrawal modality is determined by a rate that varies from 5% to 50%, in addition to a fixed additional installment, which depends on the balance available in the FGTS account. This structure allows the worker to have a clear idea of how much they can withdraw annually. To consult and receive the birthday withdrawal, the worker must use the FGTS application. After checking the available amounts, it is necessary to provide an account at Caixa Econômica Federal or another financial institution to receive the amounts.
Furthermore, there is the option of bringing the birthday withdrawal forward through a loan. However, it is important to highlight that, when opting for this advance, the total balance of the FGTS account will be blocked until the contract is settled. To check whether the account is blocked, the worker must access the FGTS application.
Published by Sarah Paula
*Report produced with the help of AI
