Information will be sent through e-Financeira; only transactions above R$5,000 for individuals or R$15,000 for companies will be reported
In 2025, in 2025, new data will be available to monitor financial operations carried out in Brazil. Now, in addition to those already provided by traditional banks, the Tax Authorities will receive data from credit card operators and payment institutions, such as large retailers, digital banks and electronic wallets, including transactions via Pix.
Only transactions above R$5,000 for individuals or R$15,000 for companies will be reported. According to the agency, the data will be used to identify irregularities and reinforce compliance with tax laws. Information will be sent every six months via .
In a note, the Federal Revenue stated that the expanded data collection:
- seeks to improve the control and supervision of financial operations;
- ensures greater data collection;
- reinforces Brazil’s international commitments in the CRS (Common Declaration Standard);
- contributes to combating tax evasion;
- promotes transparency in global financial operations.
The measure is regulated by , published in September 2024, and establishes rules for filling out and sending data, covering financial institutions, insurance companies, pension plan administrators, investment funds, and others.
e-Finance
The use of e-Financeira began in 2015 as part of the (Public Digital Bookkeeping System). The system replaced Dimof (Declaration of Information on Financial Transactions), created in 2008 after the end of the CPMF (Provisional Contribution on Financial Transactions).
The tool consolidates data on financial investments, private pensions and investments in shares, allowing the Tax Authorities to monitor the global amounts of debits and credits per tax payer, without detailing specific transfers.
