Subscribing to direct debit for paying taxes can be an effective solution to avoid forgetting and resulting late fines. This automatic payment method, already common in essential services such as water and electricity, allows amounts to be debited directly from the bank account, within the deadlines defined by the Federal Revenue Service (AT). However, this option continues to generate doubts and distrust among taxpayers.
Direct tax debit covers a variety of taxes, such as IRS, IMI, IUC and IRC, as well as payments in installments, as long as they are validated by the AT. After joining, the taxpayer can select the taxes they wish to pay in this way and define whether the authorization will be valid for a single payment or on a recurring basis. It is also possible to establish value and date limits for greater security, says .
The Tax Authority notifies the taxpayer approximately 15 days in advance of the billing date, informing the amount and deadline for payment. This system ensures that payments are made on time, eliminating the risk of delays and fines. However, it is important to check with your bank whether there are any costs associated with processing the direct debit, although additional charges are rarely charged.
Among the main advantages of direct debit are convenience and the elimination of payment errors. The automated system prevents taxpayers from having to worry about deadlines or incorrectly entering amounts, in addition to offering flexibility to cancel or adjust the debit authorization at any time. On the other hand, this modality can make it difficult to control expenses, especially in taxes with variable values, such as the IRS.
To join, simply access the Finance Portal, select the “Direct Debit” option and follow the steps indicated. It is essential to have your IBAN updated with the AT before starting the process. After joining, it is recommended to confirm the amounts debited and ensure that payments are proceeding as planned.
Direct debit for taxes can be a useful tool for keeping your tax obligations up to date. However, before joining, it is important to evaluate the advantages and disadvantages, ensuring that this solution is suitable for your needs and preferences.
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