In a scenario marked by the volatility of houses and uncertainty around interest rates, the Portuguese continue to look for the best banks for housing financing. In response to this demand, Compaarjá announced the 2025 Housing Credit Awards, an initiative that recognizes banking institutions that excelled in different categories throughout 2024.
This distinction, which aims to increase transparency and competitiveness in the sector, covers seven main categories, evaluated based on the proposals presented to the platform’s customers.
The best banks per category
- Best bank to buy home: Caixa Geral de Depósitos (CGD)
- Best Transfer Campaign: ABANCA
- Best construction financing: Caixa Geral de Depósitos (CGD)
- Best variable rate: novobanco
- Best Mixed Rate: Millennium BCP
- Best Fixed Rate: BANK PORTUGUESE OF INVESTMENT (BPI)
- Faster process: Millennium BCP
Filipe Gomes, Managing Director of, highlighted the relevance of this initiative. “These awards are a way of valuing banks that stand out for their ability to meet the real needs of the Portuguese. We are confident that this initiative contributes to increase transparency and competitiveness in the sector, ”he said.
Evaluation criteria
Awards reflect the diversity of choices in the housing credit market, considering factors such as the efficiency in the approval process, the conditions offered in different interest rates and specific campaigns for credit transfer or building funding.
For consumers, this type of distinction can serve as a useful guide, helping to identify the institutions most aligned with their specific needs, whether looking for more competitive rates or more agile processes.
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