They spend money on luxury brands, go after schemes and confuse yields with wealth – which are not the same thing.
Sometimes it seems that those around us are financially comfortable, live “at ease.” But maybe…
Social networks show almost luxury lifelong styles, with great “clearances”, which even envy others. But maybe…
Many people are having financial problems, Despite the appearances. It is a secret struggle that the affected ones themselves prefer it to be: in secret. There are often serious financial difficulties that are hidden behind the facade.
But the portal left five signs that someone may be bankrupt, or walking in this direction. At least, it is the analysis of US inhabitants.
Confuse yield with wealth
A high salary does not automatically translate into financial security. Many people with six -digit income live on salary in salary, accounting month after month, often due to bad savings habits. Many people earn hundreds of thousands of dollars in a year and have zero savings. We need to think about reform and unforeseen events.
They spend a lot on luxury brands
From time to time, it passed. But consistently buying luxury marks only because of the “statute” can obviously give rise to financial difficulties. And the debt of families in the US are increasing. Buy what you need instead of showing expensive items.
LACK OF FINANCIAL DISCIPLINE
This will be the central point of everything. Impulse purchases are a common habit, with 89% of consumers to admit that they have given in impulse purchases. Although a single impulse purchase does not severely affect finances, spending regularly impulsively, especially with credit cards, can lead to increased debt.
Go after fast enrichment schemes
Up here everything is already written: “Schemes.” Many people fall into temptation of seemingly easy and high -risk money schemes such as speculative investments. Then they give up too quickly – when they have lost a lot of money.
A financial plan is missing
Traveling without map can make you get lost; Living without a financial plan can result in bad financial results. With no clear objectives and strategies, it is easy to deviate from the right path.
