Many people prefer not to talk about money with their partner so as not to create conflicts. But the conflict can be avoided even before the start of dating.
It is not the only one, but it is often the main reason for discord in a couple: the money. Especially when there is just, or when… there is a lot.
Here, in Spain, 30% of people avoid talking to their partner about money to avoid conflict.
But if there is a problem, the problem is unlikely to leave it for not talking about him. Over time, usually still in the early years, at some point the money will appear in the conversation – and it won’t be beautiful, if not resolved before.
So, suggests, it is better to do 3 questions about money even before starting the relationship.
The first is to realize what is the main financial objective of the other person. Is it realistic? Toobitious? Will it require a lot or little investment? Is it the same goal I have? And the essentials: Is there money for this goal? If there is no, how will you get money for this goal?
The second is to ask how much money the other person needs to feel safe. There are people who do not care (or who have no choice) to make accounts month by month; Others think louder and only feel good when they have tens or hundreds of thousands of euros in the account; Others prefer constant investment. Whatever the answer, it is appropriate to have a fund for unforeseen events of 3 to 6 months of fixed expenses or total income.
Last central question: how would we organized household expenses? The ideal is to divide the expenses proportionally to each person’s income. But there are couples who, to maintain financial independence, prefer to divide it 50/50. Or one of the two pays everything in a certain context. There is agreement, dialogue.
