British influencer Mia McGrath
With insecurity about reforms, generation Z is betting on the Fire movement to save and ensure its financial future. Some applaud the effort, but others consider it to be a waste of youth.
For many, the idea of having 90,000 euros in savings in their early twenties seems like an impossible dream.
But to Mia McGratha 24 -year influencer and adept at the Fire (“Financial Independence, Remove Early”) – Financial independence, early reform – This is just the beginning of your trip towards a future self -sufficient.
Mia, who has won over 96,000 followers at, is working to accumulate 1.5 million euros up to 40 years.
Its goal is not necessarily to stop working, but to achieve financial freedom to power make a “soft reform”which means you can choose how much you work and what projects assumes, without being dependent on a traditional job from 9 to 5.
O FIRE MOVEMENT It is a growing trend, particularly among younger generations that give priority to financial security to the detriment of immediate luxuries. Living frugally and aggressively sparing, members of the movement intend to reform decades before the age of traditional reform.
Mia follows this philosophy to the letter, doing significant sacrifices in your daily life to maximize your savings. In a recent Tiktok video, he revealed that his morning routine begins with a humble breakfast of 50 cents of scrambled eggs in half a roll.
“It means hardening a lot in my 20 years and cutting things like daily coffees and getting my nails,” he explained. “But it also means that at 45, I won’t have to ask my boss a Wednesday to randomly-I will simply take it out,” he explains.
@miarosemcgrath Why I want to retire early #personalfinance #firemovement ♬ original sound – Mia McGrath
Currently, Mia works in fashion sales and complements her performance through parallel activitiesincluding works as a model and content creation for social networks. However, its greatest wealth construction strategy is investmentthat she sees as the key to achieving her goal.
Mia’s route reflects a greater change in attitudes towards money among younger generations. With the increase in the cost of living, the instability and Precariousness in Employment And concerns about reform security, more and more people are looking for ways to achieve financial independence earlier.
Its immediate goal is to reach 100,000 in savings, one step towards total financial independence. An advantage that helped her to save aggressively was the fact that live without income at home of parents and not yet have great responsibilities, such as children, a privilege that recognizes it itself.
Although Mia’s financial discipline has deserved the admiration of many, others argue that it is To sacrifice too much in the present for an uncertain future.
Some Tiktok users questioned if this lifestyle is worth it. A commentator wrote: “Enjoy your youth, when you go, go”. Another added: “The saddest thing is that our future is never guaranteed. I truly believe that the moment should be lived. ”
However, others praised their commitment, with a user calling their plan “The goal”.
