Monetary authority has codes belonging to CPFs and CNPJs suspended by the IRS
A total of 7.9 million pix keys of individuals are in situation “irregular” with a. This is the maximum category codes that can be excluded by the instant transaction.
The estimate was given on Thursday (6.mar.2025) to journalists by Breno Lobo, deputy chief of the Department of Competition and Structure of the Financial Market of the Monetary Authority.
His calculation was as follows:
- Individuals Pix Keys – 796 million are registered in the BC, according to February data;
- regular – 99% of the total registered are with the “clean record” in the tax authorities;
- irregular – represent 1% of the total, ie the 7.9 million.
According to Bren, the main irregularities detected were spelling errors (when it is written wrong). In this case, banks have the ability to contact the customer to make corrections. Exclusion will not necessarily be performed.
The number does not mean that 8 million people will be without Pix. This is because an individual can – and usually have more than one code. For example, the 796 million keys belong to a total of 158 million users. The average is 5 keys per citizen.
The BC had the keys belonging to:
- CPFs (national registrations of individuals) – With the registration situation “Suspended”, “Canceled”, “Deied holder” e “Nula””;
- CNPJS (National Registrations of Legal Entities) – With the categories “Suspended”, “Inapt”, “Baixada” e “Nula””.
The Central Bank states that the changes came to avoid scams and fraud. Institutions can be punished if they do not follow the new standard.
“The BC will periodically monitor the conduct of the participants, and can apply penalties for those institutions that have faults in this process.”said the monetary authority.
Other news has entered the resolution. There will be, for example, a “2nd Line of Defense” to detect keys with different names from those recorded in the tax authorities.
Read below the determinations:
- random – prohibited the alteration of linked information. You will need to completely exclude one of the codes and then create another;
- e-mail – In possession of this type of code are not allowed. In practice, the change of “dono” key;
- Unregistered access devices – Users of this type of equipment could not make transfers over $ 200. Now, the return of any values is released.
