Podcast
He has worked for many years outside Portugal as a training trainer and consultant, until one day Emilia Vieira offered a book on Warren Buffett’s investment philosophy, an American investor and one of the richest men in the world, and she was surrendered. He decided to return to Portugal and opened, along with her husband, the “Investment House”. In conversation with José Maria Pimentel, he talks about the lack of financial literacy in Portugal and the fear of investing. Listen here the podcast 45 degrees
According to one From 2023, Portugal is the second country in Europe with the lowest financial literacy.
Financial literacy is basically measured by people’s knowledge of topics such as interest, inflation or different investment categories and their risks.
Our low installment at this level is reflected in behaviors that do not help people take the best party from their savings and that make money lose value, in the face of inflation, over the years.
Emília Vieira is the founder, CEO and responsible for the asset management of in Braga. He has a degree in Business Management from the University of Minho and Master in Finance from the University of Lancaster in the United Kingdom.
He began his career at the Portuguese Banco do Atlântico, where he worked from 1989 to 1995. From 1995 to 2009, he taught and consulting quantitative financial engineering and financial markets, collaborating with top financial institutions in various global cities, including Lisboa, London, Paris and New York.
For three years, he worked with the Swiss Business Finance Department (UBS) in the evaluation of companies and the preparation of public sales offers in London, Zurich and New York.
Listen here to talk about financial literacy and investments in 45 degrees. We talk about the financial reality of the Portuguese; About the numbers that show how investment in actions is by far the best in the long time; the power of composite interest; and as not being victims of the so -called behavioral biases that sometimes harm us.
And we also talk about such a philosophy of “value investment”, which contrasts with the approach of other ‘long-term’ investors, who argue that the best way is to invest in a “passive” way, for example, buying participation in funds that simply replicate the main shareholders, such as S&P500 (and which have the advantage of charging very low committees).
The 45 degrees is a podcast to know more and think critically. Every two weeks, always on Wednesday, José Maria Pimentel talks to experts from different areas or people whose ideas is really worth listening to. They are long, deep but always relaxed conversations.
