The program, which offers payroll loan for workers with a formal contract, added 15,098,810 loan requests on Friday (21.mar.2025), the day of launching the sport. There were 1,584,436 requests for proposals and 1,494 contracts entered into until 18h. The data is from.
The new line of credit can benefit up to 47 million workers, according to the federal government. The new financial instrument includes employees of the private initiative with a formal contract, including domestic, rural and hired by MEI (individual microentrepreneurs).
The worker can use up to 10% of the balance of the FGTS (Service Time Guarantee Fund) and 100% of the termination fine in case of dismissal as warranty for lower rates.
In payroll loans, payments are automatically discounted from the payroll, which reduces the risk of default. The program sets 35% of the salary for loan benefits.
“The worker needs to be cautious, analyze the best proposals, and not make a unnecessary loan or in a hurry”Said Labor and Employment Minister Luiz Marinho.
“This is an opportunity to migrate from a high interest rate loan to a lower interest payroll”He said.
On Friday (21.mar), the President (PT). According to the chief executive, the loan that helps even pay “debts that have higher interest rates”.
“It’s a low interest credit for you to make that renovation, buy a fridge, change the television or do whatever you want. Or even pay a debt you have to have higher interest rates. You can solve most of your problems”Lula said in a video published on social networks.
