In the latest episode of the podcast Political frequencythe federal government was a central discussion of debate by presenting a new package of economic measures aimed at a historically more difficult audience to achieve: the middle class. Conducted by Paulo Gama, the episode marked the debut of journalist Barbara Baião on the team, who now reinforces the team alongside strategist Victor Scalet and analysts Bianca Lima and João Paulo Machado, directly from Brasilia.
Among the main actions is the creation of Strip 4 of the Housing Program Minha Casa, Minha Vida, which will serve families with monthly income of up to R $ 12 thousand. The proposal will allow real estate financing of up to R $ 500 thousand and will be submitted to the FGTS Curator Council on April 15 – the same date on which the government will send the proposal of the Budgetary Guidelines Law (LDO) to the National Congress.
It is expected that the measure moves up to R $ 30 billion in 2025. Of this total, R $ 15 billion would come from FGTS, with relocation of funds from track 3 (intended for families with income of up to R $ 8 thousand), and another R $ 15 billion would be made available by Caixa Econômica Federal, with its own fusing obtained via savings and real estate credit letters. The initiative already has a presidential decree authorizing the use of the pre-salt social fund.
Government studies adjustments in income criteria
In addition to the new track, the government is studying adjustments in lane income criteria 1, 2 and 3, expanding the scope of my house, my life. Another point under consideration is the creation of a credit line for small residential reforms – nicknamed President Lula of “Credit for Pullies” – with funds of R $ 3 billion remaining R $ 18 billion already authorized by the Social Fund. The initiatives aim to streamline the construction sector, recognized for their ability to generate jobs and stimulate the economy.
In the tax field, the income tax reform proposal is still stopped in the House of Representatives. The text foresees the correction of the table to relieve the load on the middle class, but the special commission that will analyze the matter has not yet been officially installed. Arthur Lira (PP-AL) will be the rapporteur, and Rubens Pereira Júnior (PT-MA), the President of the Commission. The definition of the other members, however, is fought by internal disputes between the parties, especially in União Brazil, which may affect the pace of the process.
From a macroeconomic point of view, consumption stimuli raise doubts about their effects on inflation. With Selic still at a high level, the Central Bank may have difficulty maintaining its misinflation strategy. According to Vitor Scaletti, there are revisions in GDP growth estimates to 2025, which can rise from 2% to 2.5%, pulled by public investments and the new housing package. The challenge will be to contain inflation in a global environment of uncertainty and at the same time support growth.
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Economic Agenda in Electoral Capital
Politically, the government tries to transform the economic agenda into electoral capital. The plan is to attract the middle class with a set of measures that combine access to housing, credit for consumption and revision of the tax burden. Still, the analysts of Political frequency They considered that the effectiveness of this movement depends on both the implementation and narrative that the government will be able to build to approach a more demanding electorate.
To continue accompanying the backstage of politics and economy with direct analysis of Brasilia, the next episodes of Political frequency They are now available on major audio platforms.
