Bank Commissions: Those “taxes and taxinhas” that often go unnoticed, but which, at the end of the year, may represent a significant charge for consumers.
To help users understand and compare the costs charged by banks in Portugal, Banco de Portugal provides a digital tool: the bank commission comparator.
What is the commissions comparator?
Available on Banco de Portugal’s official website, this tool allows the detailed comparison of commissions applied by different financial institutions in services such as deposit accounts, bank cards, transfers and credit products.
The goal is clear: increasing transparency and facilitating the informed choice of consumers.
Step by Step: How to use the comparator
The use of the comparator is free and intuitive. For those who want to explore it, the process involves five simple steps:
-Aceder to the site: Visit the official portal of.
-Coor the comparator: In the menu or research field, type “Bank Committee” and select the option presented.
-Crude the product: Select the service you want to compare – such as order accounts, debit/credit cards, transfers or personal credit.
We recommend:
-Put the parameters: Depending on the service, you may indicate details such as the type of account, periodicity of transfer or typical amounts of use.
-Consult and analyze the results: The comparator generates a list of institutions and associated costs, allowing a clear comparison. You can also consult specific conditions, such as exemptions or temporary promotions.
Because it is worth using this comparator
Banco de Portugal’s tool offers several practical benefits:
-Transparency: Access to clear, comparable and updated data.
-Savings: Identification of banks that charge less for the most frequent operations.
-Ease: Avoids extensive research and allows quick and grounded choices.
-Facilitated bank muddy: Helps decide whether or not to change financial institution.
The available information is updated regularly by Banco de Portugal, ensuring rigor and actuality in the data.
Also read:
