More than half of discounts on benefits had not been authorized by Brazilians
An audit by the INSS (National Institute of Social Security) in September 2024 analyzed complaints regarding associative discounts on the social security benefit payroll. The work done by the Board of Benefits and Relationship with the Citizen found that discounts on social security benefit tuition for associated entities “did not fully attend”The established requirements. This is the document (PDF – 2 MB).
The report said there was the implementation of associative discounts without the proper authorization of the benefit holder. In practice, retirees and pensioners transferred resources to associative entities without the permission of the holders themselves. The documentation that proved the affiliation and its consent of the insured was not presented with the discount on the discount 54.56% of the sample analyzed.
The investigation was made by the then president of the INSS, Alessandro Stefanutto, who was office after the operation of the PF (Federal Police) that investigates the deviation of R $ 6.3 billion retirement. Understand the operation. Stefanutto.
The audit was to evaluate the regularity of the measures adopted by the INSS regarding the ACT (technical cooperation agreements) with associative entities and unions to carry out discounts on the payroll of the INSS.
The reason for the investigation is the “Significant increase in financial transfers to these entities, from discounts on payments made by the INSS.”
The INSS report said a “high financial materiality of the work process”. The transfers of associative discounts were from R $ 3.07 billion from January 2023 to May 2024. According to the INSS, there was a significant amount of beneficiaries who made financial transfer to the entities in the period: 7.69 million Brazilians.
The INSS identified flaws in partnerships with the associated entities. He stated that the municipality breach of inspection routines provided for in the adjustments signed.
The impact of R $ 6.3 billion investigated by the PF is associated with the fragility of the mechanisms adopted by the INSS to measure the regularity of documentation that supports discounts and financial transfers.
The report of the Board of Benefits and Relationship with the citizen recommended the improvement of the rules. Regarding the discounts that were in force, it recommended its revalidation and immediate exclusion in case of non -confirmation of the authorization of the benefit holder.
The INSS said this Monday (28.ab.2025) that has been acting together to contain the discounts of associative monthly fees performed without authorization. Published a normative instruction that determines that the discount on the sheet must be formalized by adhesion term with:
- Electronic signature and biometrics;
- Official identification document valid and with photo; and the
- CPF number.