The Minister of Cities, Jader Filho, said that the program Minha Casa, Minha Vida was responsible for more than 50% of housing units contracted in the real estate sector in 2024.
The statement was made during the event in Brasilia on Tuesday (6), which announced AA of the executive president of CNNJoão Camargo.
“My house, my life was responsible for more than 50% of all that was launched in the real estate sector in the country. We hit the first record in 2023, when we reached 492,000 hired housing units,” he said.
“We arrived in 605 thousand units hired in 2024 and we will surpass 600 thousand this year, we can reach 700 thousand.”
The goal is to reach 3 million housing units contracted by the program in four years.
Caixa Econômica Federal started last Monday (5) a. The new track is intended for middle class families, with monthly income between $ 8,000 and $ 12,000.
“In addition to offering this credit to the middle class, we have been able to decrease the interest rate. The average interest rate of banks for the middle class is 12%. We are bringing to 10%,” he said.
According to the minister, the program has significantly boosted the construction sector, which registered a 5.1% growth in Gross Domestic Product (GDP). Last year, the Brazilian economy grew 3.8%.
Housing financing allows the purchase of properties of up to R $ 500 thousand. Families will have up to 420 months to pay off the purchase. According to Jader Filho ,.
The interest rate is 10.5% in the contracted credit, a percentage lower than that offered by the financial market.
According to the federal government, the use of the FGTS for the credit operation will be allowed.
