Judgment of June 2024 allows you to exchange biometrics and electronic signature for simple documents in the validation of discounts in the INSS
The Minister of the Federal Court of Auditors Aroldo Cedraz authorized that the revalidation of associative discounts in the benefits of retirees and pensioners be done without the requirement of biometrics or electronic signature – considered safer to confirm the authorization of the beneficiaries.
The measure was included by CEDRAZ in a judgment approved in June 2024, defaulting the technical area of the Court of Auditors. The decision allows the presentation of simpler documents: proof of affiliation, discount authorization term and identification document. All of these documents can be sent electronically by the associations themselves.
Revalidation aims to identify and correct improper discounts on retirees and pensioners payments. The entities involved are contrary to the mandatory check made by the INSS (National Institute of Social Security) and act in Congress to try to overthrow the legal requirement. The information is from Sheet.
In the technical opinion, TCU auditors proposed that the most flexible procedure was applied to new affiliations, with a deadline for implementation of biometrics. Cedraz, however, decided to extend the simplified model also to existing discounts.
According to the minister, the change would be necessary to correct previous irregularities. “If the technical unit proposal simply adopted, there would be the risk of maintaining improper discounts that were already inserted.”he said. For him, the decision would allow “The correction of all the liabilities of discounts”.
Operation “No Discount”
The PF (Federal Police) launched on April 23, 2025 the operation without a discount to investigate an improper discount scheme in retirement and pensions of the INSS (National Institute of Social Security). The operation fulfilled 211 search and seizure court orders and 6 temporary arrest warrants in the Federal District and 13 states.
According to the PF, the investigation identified the existence of irregularities related to the discounts of associative monthly payments applied to social security benefits, especially retirement and pensions, granted by the INSS.
The government reported that by 2023 the CGU (Comptroller General of the Union) began a series of findings on the increase in the number of entities and discounted values of retirees. From this process, audits were made in 29 entities that had ACTs (technical cooperation agreements) with the INSS. There were also interviews with 1,300 retirees who had payroll discounts.
According to the government, the CGU identified that the entities had no operational structure to provide the services they offered to the beneficiaries and that, of the interviewees, most had not authorized the discounts. The controllership also identified that 70% of the 29 entities analyzed had not delivered full documentation to the INSS.
In the operation, 6 people were removed from their duties. Among them,.
This is the list of people who were removed from their positions in the INSS:
- Alessandro Stefanutto – President;
- Virgílio Ribeiro de Oliveira Filho -INSS Attorney General;
- Vanderlei Barbosa dos Santos – Benefit Director with the citizen;
- Young gathers faise spiecker -General Coordinator of customer service support;
- JUCIMAR FONSECA DA SILVA -General Coordinator of Payments and Benefits;
- federal police – Identity was not disclosed.
The crimes in investigation are:
- active and passive corruption;
- Functional confidentiality violation;
- Document forgery;
- criminal organization;
- capital washing.
The PF said it seized luxury cars, cash, jewelry and paintings. Total values and the exact amount are still in survey.
Earlier, at 6:30 am, PF Director-General Andrei Rodrigues and CGU Minister (Comptroller General of the Union), Vinícius de Carvalho, met with President Luiz Inacio Lula da Silva (PT) at the Dawn Palace to explain the operation and the measures adopted.
Here are some information clarified by the government:
- How does the monthly discount?
Class entities, such as associations and unions, formalize technical cooperation agreements with the INSS (National Institute of Social Security). These agreements allow entities to make associative monthly discounts directly on the payroll of the INSS beneficiaries, provided they are authorized by retirees and pensioners.
- beneficiary authorization
For the discount to be held, the entity needs the express and individual authorization of each beneficiary to make the discount of its associative monthly fee. In the investigation, however, the absence of rigorous verification of this authorization and the possibility of falsification of affiliation and authorization documents were identified.
Adopted measures
The government determined the suspension of technical cooperation agreements of the INSS -associated entities and, consequently, discounts made in retired and pensioners payments of payments.
According to the government, 11 associated entities were the subject of legal measures.
Read below what are the year when the agreement with the INSS was signed:
- Ambex (2017);
- Sindinap/FS (2014);
- Aapb (2021);
- Monkey (previously called Absp) (2023);
- Contag (1994);
- Aapps Universe (2022);
- Unaspub (2022);
- Conafer (2017);
- APDAP Prev (previously called welcome) (2022);
- ABCB/AMAR BRASIL (2022);
- Caap (2022).
According to the government, INSS retirees and pensioners who identify improper discount of associative monthly payment in the payment statement (paycheck) may request the exclusion of the debt automatically by the application or website “”.
