Going to a multibanco may seem like a simple task, but there are routine gestures that, if poorly executed, can end in the immediate lock of the card. Although banks provide various services, including mobile applications and face -to -face service, automatic terminals continue to be widely used.
Beware of boxes outside your bank
Many users resort to automatic boxes to make payments or raise money, but there are risks associated with their use that, by ignorance, can bring unnecessary headaches.
Non -affiliated machines are the most vulnerable
One of the most frequent errors is to resort to machines that do not belong to the usual bank, such as the usual atm. In addition to the commissions charged, these boxes may not have updated safety systems or be vulnerable to cloning devices.
Before using, inspect the machine well
It is equally essential to check the physical state of the ATM before inserting the card. Any visible change in the groove or keyboard may be a sign that the machine has been tampered with in order to steal data.
According to Consumer Reports, quoted by, “thieves do not depend solely on the use of automatic readers. As a rule, they are placed along with other devices, such as small cameras that record the typed pin on the keyboard.”
False keyboards record your code
The publication also states that “a thief can also install an ‘cover’ on the original keyboard, capable of registering the code introduced in the ATM to access the victim’s bank account.”
Respect the lifting limits
Another point to take into account is the daily limits defined by the banks for surveys. Overcoming this value or performing multiple operations in a short time may raise suspicion and freeze the account.
Several successive movements can block the card
This type of behavior is interpreted as a possible attempt at fraud, leading many financial institutions to temporarily block the card as a security measure.
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Avoid using machines with visible failures
There are still situations in which the terminal state itself represents a risk. If the equipment is turned off, slowly operating or providing technical failures, it is best not to use it.
Advaried machines may have a retained card, which requires contacting the bank and starting a slow process to recover or replace it.
Travel requires a notice
Who will travel should also take precautions. Making transactions in a foreign country without notice to the bank may be interpreted as a suspicious activity and result in a preventive blockade.
The simplest way to avoid this disorder is to inform the banking entity of the trip before leaving, which allows you to unlock the use of the card abroad.
A little prevention is worth a lot
According to the same source, opting for a specific travel card can be an effective solution, especially if it is suitable for this type of use and has adequate security measures.
Avoiding these mistakes can save time, money and headaches. A little attention and prevention makes all the difference when it comes to protecting your personal finances
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