A plaque in a supermarket of Braga, in, viralized on social networks by indicating that the establishment accepted payment via Pix For Brazilians. The Portuguese Network Network Continent offers this possibility of payment in six branches of northern Portugal.
A Modality is available in this year’s country this yearafter a partnership between Unicre (Portuguese Credit Financial Institution) and Braza Bank (Brazil Exchange Bank, with operations in Portugal). The goal is to facilitate transactions for both tourists.
It is sufficient that interested stores have a bank account, platform or fintech that has adhered to Pix. Then you will need to define a key and ask for permission from the Central Bank of Portugal.
For Brazilians interested in Pay the bills in Portugal through Pixit is necessary to have bank account in Brazil. The next step is to open the bank’s app, read QR Code, check the information and approve the transaction.
The, in these cases, is done in real and will have the exchange rate and tax on financial operations (IOF) of 0.38% on the value.
The “Portuguese pix”
O European country already had a digital payment platformcalled MB Way, six years before Brazil pixin 2020. However, the systems work in different ways.
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While the Pix is a public systemmanaged by the Central Bank of Brazil, MB Way is a private service, developed by the same company responsible for the ATMs of Portugal, SIBS.
In addition, the European platform works through a specific application, linked to the user’s phone number and bank card. MB Way offers transfer services, online payments, creation of virtual cards, withdrawals and division of accounts.
Already the Pix It does not depend on application and can be used in any bank, and allows instant transfers 24 hours a day. The method works by keys (CPF, email, telephone or random code) linked to the bank account.
