The INSS authorized mass discounts on social security benefits through parallel systems, even after internal complaints and rules that should prevent this type of operation. The documents showing the frauds were obtained by the National newspaper.
The practice continued even after warnings of the Comptroller General of the Union (CGU) and the Federal Court of Audit (TCU), and.
In July 2024, the INSS had determined that new authorizations of discounts could only be made through advanced electronic signature and official biometrics of the beneficiaries, using government systems.

However, entities such as AndDAP (National Association of Defense of Retirees and Pensioners) found breaches to apply discounts using private simplified signature platforms – with over 184,000 records in record time.
Three other associations also benefited from this breach. AMAR BRASIL ABCB stained 39,000 beneficiaries in December 2024, while MasterPrev registered more than 15,000 in July of the same year. All used similar tools to insert discounts without the required official biometrics.
The INSS official platform, created for insured discounts, shows that more than 99% of beneficiaries say they have not authorized the debts promoted by these entities. In addition, there are hundreds of complaints registered on the Internet and lawsuits against these organizations.
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Even with reports of irregularities, the then president of the INSS, Alessandro Stefanutto, authorized associations to use their own facial recognition systems, disregarding the requirement of Dataprev biometrics, a public company responsible for social security data. In all, 16 entities were allowed to operate with this “parallel biometrics”.
Dataprev’s official system was finalized in September 2024. Still, Stefanutto twice extended the use of parallel biometrics: first until December, claiming technical adjustments; Then until January 2025, even with the official system already in operation.
The current president of the INSS, Gilberto Waller Junior, criticized the flexibility of the norm. “This enables fraud. The INSS could not edit a normative instruction allowing an alternative shortcut precisely after complaints and recommendations of control bodies,” he said.
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The four associations cited – Anddap, Amar Brasil ABCB, Masterprev and another unnamed – are in CGU audits and PF investigation. The volume of new adhesions has caught the attention of the authorities, but so far they have not been included among the 12 entities that had requests to block assets in court.