It will fall for the third consecutive month: 2.07% in June will be the lowest rate in the last three years. Enthusiasm can calm down.
Os aforro certificates They have been back in fashion in recent years in Portugal. The moves in interest rates created a kind of.
Deposit interest rates do not accompany Euribor numbers, banks do not increase, and a decline of interest rates should make aforro more attractive certificates.
By the way, about a month ago, they appeared that they point to an investment of nearly one million euros per hour on aforro certificates.
But this enthusiasm can calm down in the near future. In June the base interest rate of aforro certificates returns to cair.
The interest of the aforro certificates will be 2,07% next month. Will be the lower value in almost three yearssince September 2022.
Accounts are made by, which writes that this descent consolidates the “End of a gold cycle” For the aforers.
The descent of the base rate of the certificates of aforro is very related to the contraction of the Euribor at 3 months – It is the indexing that serves as a reference to the calculation of the interest rate of certificates.
The three-month Euribor was 3.9% a year ago; Now it’s us 2,011%.
Even so, the financial level continues, the Aforro certificates continue to be more attractive than most deposits in banks – which have an average of 1.69%, according to Banco de Portugal figures.
