Carlos Vieira said that after four years of stagnation, the payroll loan portfolio returned to grow and reached a balance of $ 106.3 billion at the end of March
The president of Carlos Vieira, said that the public bank is making $ 1 billion in payroll loans per month, after being four years without growing the base. The balance of Caixa’s payroll portfolio was R $ 106.3 billion at the end of March, which represents 75.3% of the commercial portfolio to individuals. Regarding hiring in the segment they totaled R $ 71.7 billion, increases of 14.4% compared to the first quarter of 2024.
Vieira stressed that the first quarter was quite challenging for banks, including the need for adjustments to a new Central Bank resolution at 4,966, which came into force this year and changes how banks calculate and provision credit losses. “But it was good results,” said the executive, presenting the results of Caixa at the bank headquarters in São Paulo.
The public bank had net income of R $ 5.8 billion in the first quarter, an increase of 133.9% compared to the same period of 2024. Vieira stressed that about five years ago, this would be Caixa’s annual profit and is now only one quarter. The increase of profit was influenced, among other factors, due to the offer of actions of Caixa Seguridade, which moved $ 1.2 billion, money that was all for the bank. Therefore, Caixa also released the recurring net income, excluding these extraordinary factors, which was $ 4.9 billion, an increase of 71.5% in 12 months. In Pix, Vieira stressed that Caixa accounts for about 20% of the daily movement of this form of payment.
*With information from Estadão Content
