Text was published during the night of this 4th (11.jun.2025); Private pension was also softened, but still has discharge in the tax
(PT) on the IOF (Tax on Financial Operations) softened the incidence of tax in drawee risk operations. Nevertheless, the modality continues with the highest taxes. The text withdrew the fixed charge, but left the daily fee. Understand:
- decreto original – Fixed collection of 0.95% plus 0.0082% fee;
- as it was – Only the load of 0.0082% per day will focus on.
DREAT RISK is a financial operation where a company anticipates payment to suppliers through a bank that assumes the risk of credit. The idea is to improve the supplier’s cash flow and can benefit the buyer with longer deadlines.
As soon as the economic team released the original decree, the drawn risk was one of the modalities with the most negative reactions. The productive sector criticized the measure and was supported by Congress. Nevertheless, the Ministry of Finance did not overthrow the norm.
The new decree was published on the night of this 4th (11.jun.2025). The text softens part of what the government initially wanted. Read A (PDF – 148 KB).
It is estimated that the loss of extra collection is $ 6 billion to $ 7 billion in 2025.
The other changes in the decree include:
Credit to Companies:
- decreto original – Legal Entities would have a fixed charge of 0.95% plus daily rate of 0.0082%, with differences for Simples Nacional;
- new decree – Fixed collection of 0.38% plus daily rate of 0.0082%, without differentiation for small businesses.
Private pension
- as it was – Exemption in operations of up to R $ 50,000 per month per CPF, adding all insurers. If it exceeds, the incidence of 5% over the total contributed in the month.
- as it was – By the end of 2025, the exemption is valid for contributions up to R $ 300 thousand per year (R $ 25,000 per month). 5% rate considers the surplus. The amount exempt from 2026 is R $ 600 thousand per year (R $ 50,000 per month).
FIDC (Credit Rights Investment Fund)
- decreto original – It did not bring this explicit charge;
- new decree – Charges 0.38% on primary acquisition of fidc quotas, including by banks.
Unfavorable climate
The Fiscal MP was not well received by Congress, even after the efforts of Finance Minister Fernando Haddad, to go to the official residence of the House for the President of Casa Baixa, Hugo Motta (Republicans-PB), Senate President, (Brazil-AP Union), and government base leaders, the alternative proposal to increase IOF.
In the House, the mood is disapproved. On Monday (9.Jun), 1 day after the meeting that lasted more than 4 hours, motorcycle that Congress does not have “commitment” in approving the MP.
The flow followed the same in the Senate. Earlier, the opposition criticized the increase in taxes announced by the farm. In a note headed by the senator (PL-RN), the group says the measures of Fernando Haddad (farm) “Commit long -term investment in Brazil”.
Senators also criticized government spending on travel, advertising and “corrosion of state boxes”. Those of Lula and First Lady Janja Lula da Silva are recurring targets of criticism of opposition politicians.
“The government has significantly increased spending, from the transitional PEC, which added about $ 200 billion to the initial budget. Additionally, it has expanded expenses with benefits and public policies that did not even fit in the same new budget, as already pointed out the Federal Court of Auditors. In addition to the great rubrics, it is not clear from the leaders. State ”says the note. Read A (PDF – 126 KB).
