Caixa Econômica Federal holds on June 28th to Quina de São João, with an estimated prize of R $ 230 million.
The draw will be held at 20h, at Espaço da Luck, located on Paulista Avenue, and will be broadcast live on Caixa’s social networks.
At the request of CNNMichael Viriato, strategist of the investor’s house, conducted a survey showing how much yields an application of the full value of the prize, considering the current level of the basic interest rate at 14.75%.
The savings follows with the “smaller” return, both short and long -term: in a month, the application would yield just over $ 1.5 million and, after one year, the gain would be $ 18.7 million.
The best option would be on the CDBs of average bank, considering a compensation of 110% of the CDI.
In this case, the same R $ 230 million would yield R $ 2.3 million in just one month and R $ 30.5 million in one year.
The survey presents the gains in percentages and reais of savings, of Treasury Direct (considered the postfixed title, Selic Treasury), CDBs and DI funds, which accompany the CDI and the Selic rate.
Accounts already consider net income, ie discounted income tax on earnings. Only savings are free of charges.
The simulation considers 0.5% administration fee for DI funds and 0.2% for Selic Treasury, although the charge varies between funds and brokers.
How to bet
Each simple bet costs $ 2.50. To play, just mark five to 15 numbers of the 80s available on the card.
Being a special contest of the cash lotteries-as is Mega da Virada, the mega-sena drawn on December 31-the São João Quina Award does not accumulate.
If there are no winners in the main track, with five numbers hit, the prize will be divided between the 2nd track hits (four numbers) and so on, according to the rules of the sport.
