The Central Bank (BC) raised Selicthe basic interest rate of the country, at 0.25 point, being the 15% per year, na fourth decision of the autarchy of the year.
With the advancement of this Wednesday (18), some categories of fixed income investment gain greater profitability.
This smaller rise was already expected by the market and had been nominated by the BC in the minutes of the last meeting, when the municipality raised interest rates by 0.5 points to 14.75%.
See below how much yields to apply $ 1,000 with the new level of Selic:
The survey was conducted at the request of the CNN by Michael Viriato, from the Investor House. Its calculations indicate that the highest income would be the Bank Deposit Certificate (CDBs) of average banks, with yield up to 110%.
In this case, the application would value the R$ 1.061,61 In six months, and would reach R $ 1,385.51 in 30 months.
At the opposite end, the investment in savings is the least competitive with the highest interest rates. In 6 months the investment would arrive in R$ 1.040,05and in 30 months would be in R$ 1.216,93.
Accounts already consider net income, ie discounted income tax on earnings. Only savings is tax -free.
The simulation considers 0.50% administration fee for DI funds and 0.2% for Selic Treasury, although the charge varies between funds and brokers.
