Using the ATM may seem banal, but certain seemingly harmless gestures can lead to immediate card lock. Despite the alternatives offered by banks, such as mobile apps and face -to -face service, automatic terminals continue to be widely used.
Avoid machines outside your bank network
Not all machines offer the same level of safety. Using different banks or boxes installed in isolated locations can pose a higher risk, especially if the systems are not updated.
Look well before inserting the card
Before inserting the card, it is important to inspect the box. Damaged grooves, loose keyboards or poorly fitted components should be suspected as they may indicate the presence of devices designed to clone cards.
Criminals resort to discreet technology
According to the Consumer Reports, cited by the Spanish publication AS, “thieves do not depend solely on the use of automatic readers. As a rule, they are placed along with other devices, such as small chambers that record the typed pin.”
Another technique used is the overlap of fake keyboards. “A thief can also install an ‘cover’ on the original keyboard, capable of registering the code introduced on the ATM to access the victim’s bank account,” says the same source.
Repeated movements arouse suspicion
Those who conduct several surveys in a short time can also face problems. Many banks face this practice as a possible attempt at fraud, triggering automatic safety mechanisms.
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Learn the limit of your card
Exceeding the daily survey limits on the ATM or performing repeated operations may lead to the temporary account freezing, then requiring time consuming contacts with the bank to resolve the situation.
Technical failures are alert sign
Machines with malfunction should be avoided. Slow terminals, with screens off or constant errors represent a risk of card retention and increasing vulnerability to external attacks.
Card arrested can give several headaches
In case of malfunction, the card may be stuck in the machine, forcing the customer to start a recovery process with the bank, which may take several days.
Traveling without warning the bank is risky
When traveling abroad, care must be redoubled. Make surveys or payments with the card outside the country without previously informing the bank entity can be seen as a suspect.
To avoid vacation blockages or travel, the ideal is to warn the bank of the trip. This simple communication allows you to unlock the use of the card at destination without unnecessary risks.
Travel cards are safe option
According to the practical solution for those traveling often through the use of their own cards, with adequate security measures and limits adjusted to the needs.
Small care avoid major problems
Reducing risk exposure in the ATM depends largely on the user’s attention. With little care, it is possible to avoid complicated situations and maintain control of personal finance.
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