We pay with mobile phone, watch, rings or card – non -cash payments are fast, comfortable and have become our daily part. But many, however, the question “Do you want a confirmation?” They answer automatic “no”. And this may be a problem. There are situations where you can save your printed confirmation money, time and nerves.

What is a card payment confirmation?

Although at first glance resembles a block, Card Confirmation not the same. It is A document confirming that the cashless payment has been successfully rejected or has been rejected.

Contains information such as:

  • Date and time of transaction
  • addition
  • Name of the merchant
  • Type of payment (successful/unsuccessful)
  • Authorization Code or Reason for Rejection

Such a confirmation is It is used to pass voluntarily – The cashier asks you if you want to print it. But when is it really wise to take it?

When can the printed confirmation be useful?

1. The complaint or exchange of goods

If You lose a blockthe payment confirmation may serve as a replacement document. Traders do not always accept it but in a large part of stores can be At least the basic evidence of the purchase -Especially if the payment is paired with the e-shop system or loyalty card.

2. Misunderstanding of the rejected payment

This is The most important reasonwhy do you postpone the confirmation. If the terminal rejects the transaction but you have enough money and try it repeatedly, it may occur to technical problem – The money will be pulled down several timesalthough the system first shows you that the payment has not taken place.

Confirmation of the refusal of the payment is in such cases by key proof. When a claim in a bank can speed up the solution of the solution and prevent unnecessary waiting for investigation.

3. Bad course, incorrect amount or erroneous transfer

If you pay by card abroad or in a foreign currency, it may happen that the amount will not sit – whether for the cashier’s error or for rounding. In such cases Printed confirmation with accurate amount and course data serves as a comparison with an account statement.

Tip: What if you don’t take the confirmation?

If you decide to confirm not to take overand later there will be a problem (eg double payment, faulty amount), you can find yourself In a situation without evidence. In this case, it remains to be hoped that the bank or trader will satisfy you without a paper track.

How to make it easier?

  • for big purchases Always ask for confirmation
  • at unsuccessful payment insist to get it
  • confirmation Take a picture or hide for at least a few days
  • in case of problems Don’t wait, contact a bank or trader as soon as possible

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