Various remunerations for the report are also associated with the end of the school year. However, instead of money for other toys or electronics, parents may consider other options. If they regularly invest in order to secure their children, such a gift will grow over time and in the future will help them for better education or housing, The investment analyst of Fingo.sk Jakub Nagy pointed out.
“There is no need to overlook the exceptional opportunities associated with the money, which also includes financial remuneration for the report, birthday or other holidays. Such a gift can be represented by Jan Ednoz investment or even the start of regular investment, that will grow along with the child and after years may happen The basis of his university studies, housing or business, ” approached the expert.
According to him, reasonable regular investment for children is not only about numbers, but also about values and in the end of the future comfort of the whole family. The sooner parents start investing, the less pressure they will feel in the future. “Investing is easy and convenient. The amount of the monthly investment can be increased at any timeor you can send a one -time higher post. I recommend setting up a standing order and turning on the autopilot. Money starts to work alone and one or two decades can significantly help in funding for university studieswhich also requires thousands of euros a year or other expenses, ”Nagy said.
The effect of long -term investment has approached several examples. “If you only invest one euro a day in the stock portfolio, ie 30 euros a month, for example, with a reasonable 7 % of the 20 -year improvements, you can have more than € 15,000. If you postpone 100 euros a month, you may have more than 50,000 euros after 20 years, ”he said.
According to him, regular investment also has the advantage that the investor purchases more shares when the market is fluctuated when they are cheaper. This may increase investment return in the future. “The long -term time horizon allows parents to invest more dynamically even into more risky assets, that have the potential of a higher yield. It is important that they are Deposits regularly and that parents do not be afraid of the natural fluctuations of markets, ” added the analyst.