Retirement law pension without work: How is this possible?

Contents

Polish pension law, although based on a contributory principle, . These unique provisions are aimed at providing basic social security for people in a difficult life situation, despite the fact that they have not developed traditional pension rights.

They will get money without a single contribution month

There are as many as three groups of persons authorized to receive a pension without worked. Ba, without working even one day! Check who can count on retirement without years of work and what conditions must be met.

People who . This is the principle. However, few exceptions allow you to obtain a benefit. Pension without work applies to some people.

In three cases, you can get the right to a pension that has not been developed. It is about people who did not work professionally:

1. Because they raised four and more children
2. Due to his health
3. They have merits for the country and society

Retirement without one contributory month – as possible

To obtain the right to a pension, you must reach the appropriate age and have a specific work experience. And yet the applicable regulations also regulate a number of exceptions to these hard rules, allowing retirement without even one month of work. For whom?

The rule is that in order to acquire the right to a pension, you need to reach the appropriate age and get the service required in the regulations. The required minimum seniority is 20 years for women and 25 years for men. The universal retirement age is 60 years old, and for men 65 years. At the same time, the regulations regulates a number of possibilities when insured people can exercise their special rights. They are called an earlier or bridging pension. This exception to the rule applies only to specific professional groups.

In addition to earlier pension, there is still a possibility of retirement, even despite the lack of any seniority and even if you have never paid contributions.

Retirement without years of work – “Mama 4+”

Since 2019, mothers and fathers have the opportunity to apply for. It is paid from the state budget and is entitled to people who raised at least four children, have reached retirement age and do not have the necessary means of subsistence. This benefit is non -contributory and can be obtained by people living in Poland, who for at least 10 years were after the age of 16. Life Interesting Center in the territory of the country. In this situation, it is not a Polish citizenship in this situation.

The amount of the benefit granted depends on the applicant’s situation:

• If the applicant receives a lower benefit than the lowest pension, in this case he will only get a supplement to its amount;
• If the applicant is not entitled to any benefit, his parental supplementary benefit will be equal to the lowest retirement.

From March this year, the minimum pension is PLN 1878.91 gross (PLN 1709.81 net). This is of course the amount subject to valorization.

The complementary benefit “Mama 4+” deserves people who did not work, but they devoted themselves to the upbringing of four or more children, and reached retirement age. Whether they were born or not, it doesn’t matter. This pension without years of work applies to their own children, spouse’s children, adopted or accepted for upbringing as part of a foster family.

Although the benefit is called “Mama 4+”, it does not apply only to women. Those fathers who raised numerous offspring after the death of their mother (legal guardian) or after she abandoned them or did not take care of them for a long time. However, retirement without work as part of the “Mama 4+” benefit does not apply to professional foster families.

To apply for this benefit, you must submit an application on the eras form in person at the ZUS facility, send an application by post, or send it electronically using the PUE ZUS platform.

Attention! The benefit can only be obtained if you have no other source of income and a pension is not collected.

Retirement retirement – exceptional cases

In special cases, people who do not meet the usual, standard conditions to get a pension can apply for an exception. Some people could not work because they did not allow them to health. Other circumstances could also take place through which the work of these people was impossible. Therefore, of course, they do not meet the conditions necessary to receive the lowest pension. However, since they do not have a livelihood, ZUS may re -examine their pension application.

On the principle of exception, the pension is granted by the President of the Social Insurance Institution. This is possible in a situation where, due to the special circumstances, the fulfillment of standard requirements entitling to pension is not possible. It is primarily about the circumstances related to age or life situation.

In such a case, in order for the procedure to grant a pension exceptionally, it is first necessary to submit an application for a pension in a standard mode and obtain a negative decision from ZUS. Only this opens the way to submitting an application to the President of ZUS for a pension on the principle of exception. A person who has reached retirement age (60 years for women and 65 for men) should submit an application to the president of the Social Insurance Institution.

The President of ZUS may comply with the application by issuing a positive opinion on granting a pension without a job on an exceptional basis. The benefit will be paid in the amount of the minimum pension. This conclusion must be properly justified, and the President of ZUS may pension or refuse to grant it, because he resolves a discretionary case-or considers that exceptionally an exceptionally pension should be granted or that it should not.

Retirement for merits – who can apply for her?

The third case, when you can get a pension without working years, covers people with exceptional merits. They can be very different, it is important that thanks to them a person deserves retirement. Merit may relate to social life, broadly understood culture or sport. In addition, it is in particular about activities related to the defense of the country or its independence. Professional veterans of defensive struggle or the country’s independence, repressed persons, distinguished social activists, athletes and outstanding artists can count on retirement.

Special merits in accordance with the law, they can only be assessed by the prime minister. The situation when the applicant has special social, cultural or sporting merits or his activities was related to the defense of the country or maintaining its independence, deserves special attention. In this case The pension is granted by the Prime Minister. He can do it at the request of the person concerned or on his own initiative.

The amount of the pension for merits is not regulated by any of the lawsSo it depends only on the prime minister. Pensions for merits are paid from public funds of the Social Insurance Institution. The prime minister’s decision is binding on ZUS.

Appeal procedures in the pension system

Appeal procedures are an important element of the protection of the rights of the recipients. The ZUS decision has the right to appeal to the District Court within one month, with the proceedings freee. The exception are discretionary decisions taken by the President of ZUS pursuant to art. 83 and the decisions of the Prime Minister from art. 82 – in these cases it is only possible to submit an application for reconsideration of the case. ZUS has 30 days on autocontroles of decisions before referring the case to court. Statistics indicate that an appeal is submitted annually by about 15-20 percent. people receiving refusal decisions, of which the courts include about 30 percent. appeals, which indicates the significant importance of this procedure in the pension decision control system.

Legal grounds

1. The “Mama 4+” benefit is granted to the basis of of the Act of 31 January 2019 on parental supplementary benefit. This Act sets out the terms, admission procedure, principles of paying and financing this benefit.
2. The pension on the basis of exception is admired on the basis of art. 83 of the Act on pensions from the Social Insurance Fund.
3. Pension for merits is regulated by art. 82 of the Act on pensions from the Social Insurance Fund.