ZAP // IGCP
It has not been practically three years ago. Even so, they continue to attract the Portuguese, but at a more moderate pace.
At the beginning of last year, the base interest rate of Aforro certificates It was close to 4%. Next month, August, will be below 2%.
More specifically, the new subscriptions will pay 1,987%, reveal the accounts of. And the lower value since September 2022.
The F series was in June 2023, with a maximum base rate of 2.5%. This is also the first time the rate has been below 2% since this news.
The descent trend has already begun in April. It is the certificates of Aforro, which began in March 2023 – to reach the maximum rate of 3.5% in the series and then 2.5% in the F series.
Misses in interest rates originated a kind of aforro certificates, which was repeated less than a year ago.
The rates have come down but there are still Portuguese interested In the certificates of aforro: 319 million euros were in net redemption subscriptions in June. It was the lowest value of the year but, looking at the total amount applied, there is a new record: 37.8 billion euros at the end of last month.
This decrease in the base rate of the certificates of aforro is directly related to the descent of the Euribor for three months, which was also close to 4% for just over a year, and is now just below 2%.
Even so, the rate of Aforro certificates is still tall than the average of new bank deposits: 1.49%, May data.
