During the holidays, it is common to resort to the bank card to pay for meals, stays or purchases, avoiding carrying large amounts in cash. However, a seemingly harmless gesture can put your own at risk and make life easier for burns.
According to Deco Proteste, you should never lose sight of your debit or credit card at the time of payment. The consumer protection organization warns that it leaves the card out of reach as well as not confirming movements regularly are errors that can be expensive.
10 essential care to avoid problems
Deco Proteste recommends that it always keeps the card in a safe place and confirms often if you continue with you. At the time of payment, make sure the card is passed only at a terminal and protect the secret code of indiscreet looks.
Another important caution is never to allow the operation to be repeated without the first attempt to be annulled at the terminal. Whenever possible, confirm in the application of your bank if the amount was not debited before authorizing a new ticket.
The organization also underlines that it should store the bead of each transaction until the statement sent by the bank is verified. If it detects suspicious movements, the contact with the issuing entity must be immediate, asking for the cancellation of the card.
Attention to the Limit of Responsibility
According to, when the user notifies the issuing entity of the loss, theft or abusive use of the card, its liability is limited to 50 euros, except in cases of negligence. Prior to this notification, the holder supports the losses to this amount.
The association also points out that, in addition to traditional banks, there are digital alternatives such as revolution, n26, money or wise, which can reduce commissions and facilitate payments to different currencies. Still, in these options also apply similar safety care.
Ensuring the safety of cards during vacation is a simple gesture that can avoid significant damage, and just follow these rules to take advantage of the rest more peacefully.
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