Among consumers with income up to one minimum wage, 90.1% of the budget is already compromised
A survey points out that 70.5% of Brazilians’ income is committed to accounts and debts, such as credit card invoices, bank loans, energy bills and internet, among other expenses. With this, there is an average of $ 968 per month for new expenses. The weight of debt is greater among those who earn less. Among consumers with income up to one minimum wage, 90.1% of the budget is already compromised.
For those who receive more than ten minimum wages, the index drops to 58.2%, the lowest among the income ranges evaluated. Despite the high level of commitment, the numbers have been falling in recent years. In 2022, the index was 72.3%. In 2023, it went to 72%, retreated to 70.9% in 2024 and reached 70.5% this year.
According to Eduardo Monaco, Vice President of Credit and Platforms of Serasa Experian, the fall may be related to factors such as the warmer labor market and income stimulation policies. He points out, however, that the improvement has not prevented the advance of default in the country.
*Report produced with the aid of AI
