The Central Bank decided to postpone the launch of the installment Pix, a functionality that would allow the user to divide payments with immediate credit to the recipient. The tool, awaited to start implemented this semester, will be in the background in the face of the urgency of reinforcing the security of the financial system after successive cyber attacks and the discovery of bonds between financial institutions and the First Capital Command (CCP).
The priority became the closure of regulatory breaches exploited by organized crime. The municipality has already announced a package of measures, including the limitation of R $ 15,000 for transactions via Pix or TED carried out by non -license payment institutions, as well as the obligation to reject operations with consistent evidence of fraud.
New initiatives should be released later this semester, including tougher rules on the use of orange accounts, bolling accounts, and crypto operations. Also in public consultation is a standard that increases the requirements for intermediaries of international transfer (EFX).
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For the previous calendar, released in June, the regulation of the installment Pix would leave in September, followed by a period of coexistence with the private models until March 2026.
Now, the regulation is expected to be published in October and the user experience manual only in December. People involved in the discussions talk to a delay of up to three months.
