The Central Bank has announced new actions to reinforce the safety of the National Financial System, which changes the PIX regulation. Among them is the exclusion of the financial institution that does not meet the requirement of net equity of R $ 5 million. Since the beginning of the month, the BC has presented a set of measures to combat organized crime attacks on financial institutions and payment companies.
On Thursday, the National Monetary Council (CMN) and the Central Bank (BC) established another rule to try to contain the misuse of the financial system. From now on, it will be mandatory to use the automatic pix modality, which allows recurring payments, in operations intended for financial institutions not authorized by the monetary authority.
In early September the BC announced a packet of tightening measures in the regulation of the financial system to close gaps being explored by criminals.
Free list
10 Small Caps to Invest
The list of actions of promising sectors of the Scholarship
According to the BC, the new measures come into force on October 13, 2025, and there is still a deadline until January 1, 2026 so that the institutions adapt the contracts and the authorizations of current debts and to implement the other measures necessary for their compliance.
Among the measurements are:
- EXCLUSION OF THE FINANCIAL INSTITUTION THAT DOES NOT meet Minimum Equity Requirement of R $ 5 million- Increase from 12 to 60 months of the deadline for participants sanctioned with the penalty of exclusion of PIX to submit a request for reincardo
- Permission for institutions to set transaction value limits based exclusively on the client’s risk and behavior profile
- Expansion of precautionary block to legal entities, which was previously applicable only to individuals
- Mandatory institutions that create or accept notification for transactional fraud marking restrict the initiation and receipt of pix transactions and reject registration, portability and claiming PIX possession in any transactional account maintained by that client in that institution
