Mega-Sena holds this Thursday (9) the contest 2925with an estimated prize of R$21 million.
At the request of CNNMichael Viriato, strategist at Casa do Investidor, carried out a survey showing how much an application of the full value of the premium yields, considering the current level of the basic interest rate at 15%.
Savings still have the “lowest” return, both in the short and long term: in one month, the investment would yield just over R$139 thousand and, after one year, the gain would be R$1.7 million.
The best option would be in CDBs from medium-sized banks, considering a remuneration of 110% of the CDI.
In this case, the same R$21 million would yield R$214 thousand in just one month and R$2.8 million in one year.
The survey presents the gains in percentages and in reais from savings, Tesouro Direto (considered the post-fixed security, the Treasury Selic), CDBs and DI funds, which follow the CDI and the Selic rate.
The accounts already consider net income, that is, deducted from the Income Tax that is levied on the gains. Only savings are free of charge.
The simulation considers a management fee of 0.5% for DI funds and 0.2% for Treasury Selic, although the charge varies between funds and brokers.
The Mega-Sena draw will be held at 8pm, at Espaço da Sorte, in São Paulo, and will be broadcast live on Caixa’s social networks.
