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Until November 28, those interested in regularizing the situation with the Federal District Development Agency (Terracap) can join another edition of the debt renegotiation campaign, within the Terramais 2025 program.
The initiative seeks to encourage contractual regularization, reduce defaults and reinforce the company’s cash flow to carry out works and investments in the Federal District.
Membership can be done in person, at Terracap’s headquarters building, or online, via the portal.
The program allows the renegotiation of outstanding installments – due by October this year, of contracts in Terracap’s real estate portfolio, with discounts that can reach 100% on interest and fines depending on the percentage of down payment paid by the client.
Discounts are gradual:
- Anyone who offers a 5% deposit on the outstanding amount will be entitled to a 50% reduction in penalties.
- With a 10% deposit, the discount increases to 75%.
- With 15% or more, the borrower will be able to obtain full forgiveness of interest and fines, maintaining only the monetary correction of the main debt.
The campaign reaches Terracap’s entire portfolio of real estate sales and concessions and is aimed at borrowers, concessionaires and religious or charitable entities that have outstanding debts.
Customers with old contracts who want to migrate to a reduced interest rate, subject to the conditions set out in regulations, can also join.
Terracap also reopens the Campaign to Renegotiate Occupancy Rates for Development Programs and Other Urban Property Concessions.
This modality is aimed at entrepreneurs and companies with contracts linked to programs such as Proin-DF, Prodecon-DF, Pades-DF, Pró-DF and Pró-DF II.
In this category, the down payment and discount percentages vary depending on the customer’s ability to pay:
- 12% deposit guarantees 100% discount on fines and interest.
- 8% entitles you to a 75% discount.
- 4% ensures a 50% reduction in penalties.
A minimum interval of 12 months between subscriptions was also created to encourage continuous compliance.
“For urban concessions, upon payment of 12% of the debt in cash, it is possible to obtain the same 100% discount by rescheduling these unpaid installments over the next few months”, explains the manager of the Real Estate Receivables Administration Management (Geari), Luís Diego Gomes Carneiro.
To advance or pay off the outstanding balance
In addition to the actions aimed at settling debts, Terracap reissued the Customer Attraction and Loyalty Program, aimed at borrowers who wish to anticipate or pay off the outstanding balance of contracts.
In this modality, the participant can receive a bonus of up to 12.5% on the amount paid, offered in the form of a Credit Certificate, which can be used in Terracap tenders or to settle other debts with the company.
The bonus will be granted according to the chronological order of membership requests, up to the global limit of R$100 million allocated to the campaign.
The objective is to encourage compliance and reinforce the company’s cash flow, contributing to the continuity of works and investments in the Federal District.
How to join
Participation in the campaign can be done until November 28, 2025, in person, at Terracap’s headquarters building. In-person service takes place from Monday to Friday, from 7am to 7pm, in Block F of the Municipal Areas Sector (SAM), behind the Buriti Palace annex.
And, online, just access , go to the “Services” tab > “Online Application” and enter the contract details, personal documents and the type of membership desired.
More information can be obtained through the call center (61) 3350-2222 or available on the portal.
