The director-president of the (National Supplementary Health Agency), defends that they should be prohibited and proposes to build a medical inflation index that serves as a .
Concern about health plan terminations already existed when Damous, between January 2023 and August this year. At the end of 2024, Senacon initiated administrative proceedings against 14 post plan operators.
The proposal, which requires authorization from Congress for the agency to regulate the issue, could be a solution to one of the main complaints of those who contract a health plan: unilateral termination. The problem is.
The project currently being processed in the Chamber, which is being sought, recently changed rapporteurs. The president of , (Republicanos-PB), replaced the deputy (PSB-MA) with . Wadih has already spoken with the new rapporteur and he signaled that he would include in his opinion the authorization for the ANS to regulate the topic.
“It is necessary to place restrictions on cancellation. They do not cancel young people, healthy people. So if you prohibit canceling the plan for the elderly, you will kill 99% of the possibility of unilateral cancellation. It would be an express prohibition”, says Damous.
According to him, it is necessary to face other issues in the world of health plans, such as adjustments and limitations on co-participation. “It cannot be more than 30% of what is paid monthly for the plan. And I also want to exclude continuous treatment from the co-participation charge”, he states.
With regard to the readjustment of plans, the president of ANS considers it necessary to formulate a medical inflation index to serve as a parameter for annual increases in contracts.
“It’s going to have to be built, because we don’t know how this is measured. The people who have the expertise for this are IBGE and Ipea, we could build it together. Because then we would have grounds to veto increases greater than that”, he states.
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