Small businesses make up 97% of all companies in the country and account for 26.5% of the national Gross Domestic Product (GDP). These and other data, collected with support from the Federal Revenue in 2025, reinforce the weight of this segment in the economy — responsible for moving production chains, generating jobs and sustaining growth in all regions.
Despite this relevance, both small and medium-sized entrepreneurs face a daily challenge: balancing personal life accounts and company obligations, without missing deadlines or getting caught up in bureaucracy.
To simplify this routine, it expanded its Payment Assistant, a resource already consolidated among individuals that brings together all accounts linked to the CPF, dependents and family members, which now also organizes invoices linked to the CNPJ. All without changing the environment and with just one touch. The innovation centralizes everything in a single app, with smart notifications, batch payments and greater security against fraud.
What changes for those who undertake
Until recently, maintaining financial organization required spreadsheets, cell phone reminders and even digital folders to track due dates. With PicPay, this process is automated:
- The app identifies invoices issued by both CPF and CNPJ.
- Sends notifications before expiration.
- Allows immediate or scheduled payment.
- It offers the option to pay off multiple bills in batches with just a few taps.
- It gives you the freedom to pay with your account balance or card.
- The functionality also guarantees greater security, as validations occur within the application itself, reducing the risk of fraud and undue charges.
More time to sell, less wasted time
For those who are self-employed or SMEs, every hour spent on administrative tasks means less energy dedicated to the customer. PicPay’s proposal is clear: simplify the routine to free up time and focus for what really matters — selling and growing.
“Brazilian entrepreneurs need practicality to manage their business. And that’s what we deliver: organization, security and convenience in one place. We are extending what’s best for the individual client to the needs of legal entities, with solutions that really make the routine of entrepreneurs in Brazil easier”, says Renata Greco, executive vice-president of Corporate Financial Services at PicPay.
A differentiator in the market
PicPay was a pioneer in centralizing personal accounts from different banks in a single application, to transform its experience into a “bill of accounts” for Brazilians. Now, this option is available to the business world, allowing entrepreneurs to access and manage their individual and corporate accounts within the PicPay application.
For individual entrepreneurs, for example, it is now possible to pay CNPJ bills with a physical account balance. Soon, it will also be possible to settle charges directly with the balance of your own corporate account, increasing autonomy in financial management.
The Payments Assistant for Businesses arrives to complement the journey and reinforces an evolution that began with the Personal Account Assistant, advanced to the business environment and now connects in one place. As with PF, the resource helps with the organization and management of accounts, increasing financial control and practicality for the entrepreneur.
An ecosystem of solutions
The Assistant adds to a series of products and services already available on PicPay for legal entities, such as:
- Receipt via Pix;
- Issuance and payment of bills (including by card);
- Pix on the card;
- Multiple Card – debit and credit with Guaranteed Limit;
- Machine;
- Household account;
- Piggy bank with a yield of 102% of the CDI;
- E-commerce solutions (digital checkout and payment links).
With more than 64 million customers, PicPay reinforces its role not only as a financial application, but as a strategic partner for entrepreneurs. By centralizing CPF and CNPJ in a single digital journey, the digital bank delivers convenience and innovation — and allows businesspeople to say with confidence: “I am one”.
