Podcast
In this episode of Vamos a Contas, a listener asked two questions: where does it make more sense to put your money when the objective is to save, invest or simply sleep peacefully?
Se If the returns are more or less equivalent, should I choose a PPR or an ETF to start investing? And where should I keep the emergency fund, in Savings Certificates or in a current account with a broker like Trade Republic, since the interest rates are similar and both have compound interest?
The answers depend on several factors. There are times when a PPR can be more advantageous than an ETF — especially for those who value tax benefits and stability — and situations in which an ETF can be a more efficient option for investing in the long term.
The episode helps to put each piece in its place: savings for unforeseen events, investment for long-term goals and conscious choices to avoid taking unnecessary risks.
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Savings Accounts is a podcast by Pedro Andersson, a journalist specializing in Personal Finance, who takes advantage of his car trips to talk about money. Every Monday and Wednesday at 7am, a new ride to start your financial week off right. Available on all podcast applications and on the SIC Notícias and Expresso websites.
