January was already considered a special month in old folk beliefs. This a time when a new chapter begins and fresh energy accumulates. Therefore, every gesture, even the smallest one, made during these first days of the new year is important.
To ensure your financial prosperity in 2026, you should not bring bad luck on yourself by borrowing money in January. At least that’s what this custom says, passed down from generation to generation by grandmothers.
In ancient folk traditions, money was treated not only as a means of payment, but also as a means of payment a symbol of work, energy and safety. They were assigned great value, and I’m not only talking about the material value. Therefore it was believed that special attention should be paid to them in January and do not lend them to anyone.
This action performed in the first month of the new year was supposed to mean taking all prosperity out of the house and “flowing out” of wealth. This, in turn, was to give rise to financial problems, such as lack of savings and constant expenses.
In the past, it was believed that activities performed in the first month of the new year set the trend for the following months, that’s why lending someone money was supposed to mean endless expenses. It is worth noting that it also worked the other way around. Borrowing money from someone was supposed to herald a shortage of money and no savings.
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In many customs all financial obligations had to be settled before the end of the old year. According to the belief “like January, like the whole year”, the first days of the new year are not the best time to repay debts, take out loans, spend large sums of money or lend money to someone. Such events, according to superstition, herald the further course of the year.
Wanting to ensure financial prosperity and prosperity in 2026so it is worth starting it without debts and financial obligations. It is a good idea to wait with any loans until at least February. In addition keeping your wallet in order is important.
You can also support your happiness with symbolic rituals, such as carrying carp scales in your wallet. And although there is no certainty about the effectiveness of this type of superstition, there’s no harm in trying. After all, it’s better to help your luck than to unnecessarily bring bad luck upon yourself at the beginning of the year.
January superstitions can therefore be an added value to your budget planning for the coming months. It’s better to help luck instead of patiently waiting for it to come to us.
