It has meant severe repercussions for both nations of all kinds, including the economic aspect. Financing a war is not a simple task and The inadequate administration of capital driven by the desire to dominate the war conflict has left its respective consequences for Moscow.
According to the independent media , the Foreign Intelligence Service of Ukraine (SZRU) claims that the Russian banking system is immersed in a systematic crisis.
Non-performing loans from financial institutions now exceed 11% of total banking assets, exceeding the 10% threshold that international standards use to define a banking crisis.
In the case of unsecured loans, the figure reaches 12%. Bank profits fell 8% in 2025, to $45 billion, according to what was published by him.
Banks in trouble
The panorama is extremely complex, to the point that the Credit Bank of (MKB), Russia’s seventh largest bank in terms of assets, became the first bank in the top 10 to record a deficit.
MKB lost 9 billion rubles ($117.6 million) in the fourth quarter of 2025. Broadly speaking, between January and September last year, Overdue loans from said bank skyrocketed by 700%, reaching 668 billion rubles ($8.7 billion), representing 28% of its total portfolio; this is how he exposes it .
The reflection of an experienced financier
Craig Kennedy, former vice president of Morgan Stanley and Bank of Americaspoke on the subject, warning the delicate.
“By imposing significant amounts of debt on war-related companies that are likely to default over time, risks overwhelming banks with a wave of”he states.
“The longer Moscow postpones a ceasefire, the greater the risk of credit events arisingsuch as corporate and banking bailouts, without control,” he concludes.
