According to the Ministry of Finance, money was allocated to the fund that will serve as a guarantee for Desenrola 2; Brazilians can still redeem almost R$5 billion from the SVR
Brazilians can still recover almost R$5 billion in money forgotten in banks and financial institutions, even after the federal government transfers part of the resources from the SVR (Receivable Values System), from the Central Bank, to the
According to the Ministry of Finance, R$5.7 billion has already been allocated to the FGO (Operations Guarantee Fund), to renegotiate debts in the program to combat default. The transfer had been announced at the beginning of the month.
The most recent balance released by the BC (Central Bank) shows that it was in the system until March. With the partial transfer to FGO, around R$4.9 billion remains available for withdrawal by account holders.
The resources belong to more than 45 million individuals and around 5 million companies that have forgotten values in the financial system.
Maintained Resources
According to the federal government, amounts transferred to the FGO can still be claimed by holders. A public call notice must be published to regulate the procedure for contesting and returning resources.
After publication, citizens will have 30 days to request the amounts transferred to the public fund. If there is no dispute, the money will be definitively incorporated into the FGO.
Regarding the resources that remain in the SVR, the Ministry of Finance informed that it is not necessary to wait for the notice to consult and request reimbursement.
Credit guarantee
The government claims that the resources will help strengthen the financial system and guarantee renegotiations in Desenrola 2.0.
According to the Treasury, the FGO will be used to cover possible defaults on renegotiated contracts, offering more security to financial institutions participating in the program.
The Central Bank also informed that it reserved part of the resources to guarantee refund requests made by holders.
Free consultation
Consulting the values is free and must be done exclusively through the official Central Bank system.
Access requires a silver or gold level Gov.br account, in addition to two-step authentication. Since February, the BC has reinforced security measures to prevent fraud in the system.
The agency warns that it does not send messages, links or make calls requesting personal data to release the amounts.
How to remove
- access the official website;
- click on “Consult amounts receivable”;
- inform CPF or CNPJ and the date of birth or opening of the company;
- Log in with a silver or gold level Gov.br account;
- access the “My Receivables” area;
- enter a Pix key to receive the money;
- If you don’t have a Pix key, contact the financial institution to arrange a return.
Automatic rescue
The Central Bank also offers the option of automatic redemption request.
In this model, future amounts can be automatically transferred to the citizen’s account without the need for a new manual request.
The functionality is only available to individuals with a Pix key linked to their CPF and a Gov.br account with two-step verification activated.
Who is entitled
The SVR brings together resources forgotten by individuals and companies in financial institutions. Among the available values are:
- accounts closed with balance;
- tariffs charged incorrectly;
- resources from closed consortia;
- credit union fees;
- balances at brokers;
- installments unduly charged in credit operations.
Heirs, executors or legal representatives can request resources in the case of deceased people, by presenting documentation and filling out a liability waiver.
This text was originally published by Agência Brasil, on May 27, 2026. The content is free for republication, citing the source, and was adapted to the standard of Poder360.
