In recent years, bank card -related crimes and misconduct to bank accounts have been worryingly increasing. Recent data indicate that about 6,000 people have denounced cloning their bank cards in the last five years, a trend that raises serious concerns in financial security. In this article, we will tell you of some simple measures you should take whenever you go to the ATM.
The Republican National Guard (GNR) revealed to Lusa agency that, between January 1, 2020 and December 31, 2024, 5,884 crimes related to bank card cloning were recorded. These situations affected a total of 6,050 victims, who saw their accounts committed due to these fraud.
It is essential to adopt security measures
Given the growing number of bank fraud, it is essential to adopt security measures to reduce the risk of card cloning. Small gestures can make a difference in protecting bank details and preventing financial losses.
“Skimming”
Burlons have been improving their techniques to deceive banking customers, using a method known as “skimming,” says. This scheme aims to steal debit and credit card information through devices installed in automatic multibanco boxes and automatic payment terminals.
The blow consists of the placement of false devices, similar to original card readers, over the authentic devices. In this way, the burns can copy the data contained in the magnetic range of the cards.
In addition, hidden cameras are often installed in the immediate vicinity of the ATM or the payment terminal. These chambers are intended to record the PIN code inserted by the victim, facilitating access to the bank account.
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Specialists recommendations
Given this threat, safety experts advise customers to choose to use ATM boxes within bank branches or monitored commercial spaces, which have lower risk of fraud.
Another essential caution is to protect the keyboard by hand while typing the pin. This simple measure prevents hidden cameras or indiscreet looks from capturing the numbers typed.
Redouble the attention
It is also recommended that users always inspect the multibanco before using the service. Any visible change, such as irregularities in the card reader, keyboard or screen, may be an indication that the equipment has been tampered with.
If something suspicious is detected, the best attitude is not to use the device and immediately inform the banking entity or the competent authorities.
Check the bank statement regularly
In addition, it is important to regularly verify bank statements to identify unknown movements. The sooner a fraud detects, the faster the resolution process will be.
The adoption of cards with chip technology and the use of banking applications to control movements are also measures that contribute to safety.
Skimming is a form of increasingly sophisticated fraud, but simple prevention measures can make all the difference to protect your data. Attention and surveillance are the best defenses against this type of crime. Small everyday attitudes help ensure greater security in banking operations.
Protecting your bank data is critical to avoiding unpleasant situations. With some simple precautions, it can significantly reduce the risk of falling into fraudulent schemes.
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