Widely used by the Portuguese, this payment method offers a quick and practical way to perform transactions. Although it is considered safe, it is essential to adopt some precautions to ensure the protection of operations and avoid fraud.
Protection without sharing bank details
MB Way allows you to make payments without sharing bank data with the trader, protecting operations with PIN code, as with debit cards. However, distraction or lack of knowledge can facilitate scams. Never share PIN as it acts as the key to your bank account.
APPLICATION SAFETY
Transactions are processed by SIBS, ensuring a secure channel between the user and the platform servers through the HTTPS protocol. Additionally, security mechanisms such as code locks, fingerprint or facial recognition help prevent unauthorized access, even if someone has physical access to the mobile phone.
Bonds on used websites and precautions
Despite the safety guarantees of this payment method, the burles often happen on used articles sales sites. In many cases, the burns call for unnecessary data to make the transfer. If someone requests extra information to receive a payment, distrust and immediately stop the contact. To receive money, simply indicate the number of mobile phone associated with MB Way, without the need for additional codes.
Never associate third party numbers
Another risk identified by is to associate phone numbers that are not yours with the MB Way account. This may allow someone else to have access to your bank account. The association must be made only with personal numbers and registered on behalf of the account holder, to avoid risks of improper access.
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Regular checks and care for false messages
It is important to regularly check your account movements and records on MB Way. Any unknown transaction must be reported immediately to the bank or SIBS. Also, be wary of SMS messages or emails that mimic banks or SIBS communications, as these messages often contain links to fraudulent websites. Do not click suspicious links or provide personal data without confirming the veracity of contact.
Care in public places and safe use
When using ATM boxes or operate in public places, be aware of attempts at slogans. Never accept help from strangers and, if you feel pressured or observed, cancel the operation and look for a safe place. In addition, the application should be used only on reliable devices, avoiding public computers that may be committed to malicious software.
Distrust contacts from abroad
MB Way is designed to be used mainly in Portugal. If someone claims to be abroad and try to send you money, be wary, especially if they are suggested, uncomfortable alternatives to complete payment. These contacts can be attempts at slogans.
Always update bank details and know your bank’s rules
Although this payment method does not require the insertion of bank data for each payment, it is important to keep the associate card updated and protected. If the card is lost or replaced, you should update the information to the application. In addition, each bank has specific settings for this payment method, including limits and security notifications. Know the rules applicable to your account and, if in doubt, contact your bank customer support.
Constant Surveillance and Responsible Use
Although the application offers a high level of safety, no digital system is completely immune to fraud. Constant surveillance, combined with knowledge of the necessary risks and precautions, is critical to ensuring safe use of MB Way. Stay informed and attentive to warning signs to avoid any unwanted situation.
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