Reformation is often associated with rest, tranquility and time to enjoy life. However, for many people, this moment is accompanied by concern, especially for fear of not saving enough or having too low pension to ensure a dignified life. In France, low -income retired people have access to support, even if they have never worked.
A common fear to several countries
This feeling of insecurity is not exclusive to Portugal or Spain. In France, for example, almost 70% of citizens say they are afraid when they think of reform, according to a poll of the Democratic French Confederation of Labor (CFDT). Two thirds of respondents fear fall into poverty as they stop working, says.
Despite this scenario, in France there is a solution for renovated pensioners with low income, even if they have never worked formally. It is the asignment of solidarity for the elderly, better known as ASPA.
A contributory career pension
ASPA is a monthly installment designed to ensure minimal income for elderly people with few resources. It is possible to receive it even without working or discounted for social security. The value of this help can reach 1,605 euros monthly for couples, which makes it particularly relevant.
This support is based on the income and heritage of the person or couple, and it is necessary to reside in France and meet certain criteria. For many renovated vulnerable situations, ASPA represents a way of living with dignity.
Conditions required to access the ASPA
According to the French government, ASPA is intended for renovated 65 years or older. In certain cases, the minimum age may be reduced to 62 years if there is recognized disability. The maximum value of the installment in 2025 is 1,034.28 euros per month for a person alone and 1,605.73 euros for couples.
In addition to age, there are other conditions to comply. It is necessary to live in France at least nine months a year and not exceed certain income limits. In 2025, this limit is 12,411.44 euros annual for people alone and 19,268.80 euros for couples. It is also mandatory to have requested all possible pensions, including pensions for reversal or other countries, before requesting ASPA.
The “assimilated” quarters
Another particularity of the French system is the existence of the so -called “assimilated quarters”. These allow to acquire pension rights even without regular professional activity. Situations such as military service, illness, maternity or unemployment can be accounted for for reform purposes. This mechanism ensures that more people can have access to a minimal pension, even with an irregular or non -existent contributory career.
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Spain and non -contributory pensions
In Spain there is a French -like system, known as non -contributory pension. This is attributed to citizens who have not contributed to social security or who do not have enough discounts to access the contributory pension.
Pensions are not contributory to ensure a basic income for those who live with few resources and are at reform or disability.
Values in 2025
The value of non -contributory pensions in Spain varies according to the performance of the person or household. In 2025, the values range from 141.18 euros to 564.70 euros monthly, being adjusted according to the economic situation.
As with the French Aspa, the person’s annual yield must be less than a certain value. By 2025, this limit is 7,905.80 euros per year. If the person lives with family members, the global aggregate yield is also taken into account.
Additional Requirements
In addition to economic criteria, access to non -contributory pensions implies compliance with specific conditions. For the old age pension, you must be at least 65 years old. For disability pension, the beneficiary must be between 18 and 65 years old and has a degree of disability equal to or greater than 65%.
These installments aim to ensure a minimum of dignity to those who did not have the possibility of building a contributory career. These are social mechanisms that seek to protect the most vulnerable in the final phase of life.
Solutions with similar objectives
Both in France and Spain, these supports reflect governments attempt to ensure that no elderly person is completely unprotected. Although values and criteria varies, the principle of guaranteeing minimum income is present in both systems.
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