Government negotiates with banks new rates for expensive credit and wants to reduce impact on family budgets
The Minister of Finance, Dario Durigan, stated that the –new debt renegotiation program– will require banks to offer significantly lower interest rates, especially on the most expensive lines on the market. The measure seeks to interrupt the cycle of growth in debts of Brazilian families.
The minister made the statements in São Paulo this Monday (April 27, 2026), after meetings with CEOs of financial institutions. According to him, the program will act on credit card debts, unsecured personal loans and special checks, whose rates can reach 10% per month.
“A debt of R$10,000 turns into R$11,000 the following month. The family cannot escape this cycle”these.
Durigan stated that the strategy combines relevant discounts with the exchange for new, cheaper financing. The objective is to make payments sustainable and free up family income in the medium term.
The minister stated that the design of the program took into account data from the Central Bank and the financial institutions themselves. According to him, the most serious problem is in approximately 20% of families, who have
Durigan also said that there is no relationship between the program and any Copom decisions on interest rates. “It’s not. It’s a measure to solve a well-diagnosed problem”he declared.
The government hopes to launch Desenrola 2 this week, after validation from the president (PT).
