Stock markets offer the highest returns in the long term and investments have become much more accessible thanks to the boom in ETFs on the MSCI World or comparable world stock indices. That is undisputed, but these products are not really suitable for every person or every life situation. Because you need a pretty long time horizon to compensate for the high risk of fluctuations on the stock markets. It should be at least five years, but preferably ten years, so that the bottom line is an attractive return, even if there are temporary dips in prices.
