Bank has a 68% share of the national real estate market; total portfolio reached R$1.410 trillion
A achieved a recurring net profit of R$3.5 billion in the first 3 months of 2026. The financial performance, released by the state bank this Thursday (May 14, 2026), shows a growth of 25.4% in relation to the last quarter of 2025. When looking at the accounting net profit, the jump was even more significant, reaching 38.5% on the same basis of comparison.
The balance sheet shows that the institution’s financial margin reached R$18.3 billion in the period. According to the note, the amount was mainly supported by the increase in revenue from credit operations, while financial intermediation expenses were R$46.8 billion in the quarter.
The bank’s total credit portfolio ended March with a balance of R$1.410 trillion, an expansion of 11.3% in 12 months, with real estate credit being one of the main factors.
With a balance of R$966.2 billion and an annual increase of 13.9%, Caixa consolidated its dominance in the sector, with a 68% share in the sector.
Commercial credit for individuals totaled R$154.9 billion, while the infrastructure and sanitation segment reached R$109.8 billion. In agribusiness, the balance was R$64.9 billion.
The bank also highlighted its performance in sustainable finance, which already totals R$886.1 billion in operations that consider environmental and social criteria.
Default ended the quarter at 3.71%. In the field of efficiency, administrative expenses totaled R$11.5 billion, an increase of 6.0% compared to the 1st quarter of 2025 and a reduction of 9.8% compared to the 4th quarter of 2025.
The bank’s management states that the portfolio profile remains conservative, with more than 90% of contracts concentrated in low-risk operations. Savings accounts continue to be the main source of resources, with a balance of R$392.4 billion and a 39.2% share of the total market.
The Basel Index, which measures the institution’s financial health and lending capacity, was 15.1%.
