Financial institutions can now directly offer credit products; bank plans to migrate 5.5 million customers
O obtained the license from (Florida Office of Financial RegulationFlorida’s financial regulatory body) to launch and operate its branch in the United States. The statement was sent to the market this Friday (June 5, 2026).
In January, the bank had already received the license to operate in the country. With the decision now, activities begin immediately. The new structure allows the financial institution to issue debit and credit cards directly, in addition to providing regulated banking products without intermediaries or third-party partner banks.
Expansion and cost reduction
Inter plans to migrate the current 5.5 million customers from its Global Account to the new North American operation. According to the bank, the strategic move seeks to optimize the funding mix (funding), reduce operating costs and support the company’s next phase of international expansion.
The granting of the license complements the approval received in January 2026, when the (Federal Reservethe US Federal Reserve) and the OFR approved the establishment of the unit.
History in the North American market
The institution began operating in the United States in 2021, after the acquisition of fintech Usend. Currently, Inter has more than 300 thousand customers in the country and is present in 45 American states.
Florida has become the main operating center for digital banks focused on Latin America, attracted by a population of more than 16 million immigrants from the region.
Read the full statement:
“Banco Inter SA Obtains License to Launch its Branch in the USA
“INTER & CO, INC. (B3: INBR32; NASDAQ: INTR) (“Inter&Co” or “Company”), in compliance with the provisions of article 12 of the Resolution of the Securities and Exchange Commission (“CVM”) announces that Banco Inter SA (“Banco Inter”) received the license from the Florida Office of Financial Regulation (“OFR”) to launch and operate its branch in Florida, United States (“US Branch”).
“This announcement complements the Notice to the Market filed on January 16, 2026, in which the Company informed that Banco Inter had received approvals from the Federal Reserve (“FED”) and the Florida Office of Financial Regulation (“OFR”) to establish the US Branch. Upon obtaining the license issued by the OFR, Banco Inter is authorized to begin branch operations.
“US Branch will directly issue its own debit and credit cards and offer regulated banking and credit products without relying on third-party partner banks. The Company intends to migrate its current 5.5 million global account customers to this new structure, a strategic move designed to optimize the funding mix, reduce operating costs and support its next phase of international growth.”
“Belo Horizonte, June 5, 2026
“RAFAELA DE OLIVEIRA VITÓRIA
“Investor Relations Director”
