Government and banking institutions need to resolve final details and the proposal can be presented as a provisional measure or a bill
The Minister of Finance, revealed on Wednesday (29) that will be employed in granting payroll loans to workers governed by (consolidation of labor laws). This decision was the result of a meeting with banking representatives, where it was discussed the possibility of generating a credit portfolio that can reach up to $ 120 billion. Before bringing the proposal to the National Congress, the government and banks still need to resolve some details. The proposal can be presented as a provisional measure or a bill. During the discussions, the bankers pointed out that a new private consignment model could expand the credit portfolio guaranteed by salaries, ranging from R $ 40 billion to R $ 150 billion.
Banks are pushing the continuity of the FGTS-Anniving withdrawal and oppose the implementation of a ceiling for interest on loans. It is expected that, soon, the government will present a bill or a provisional measure that institutes the new private payroll, aimed at workers with a formal contract. Currently, the private payroll segment represents only R $ 40 billion within a total of R $ 675 billion from the payroll loans market.
*Report produced with the aid of AI
Published by Matheus Oliveira
